PRIVACY STATEMENT
Privacy Statement
Express Consolidation, Inc. will not disclose any nonpublic personal information to non-affiliated parties.

What information we may collect:
We may collect "nonpublic personal information" about you:
"Nonpublic personal information" is nonpublic information about you that we obtain. For example, nonpublic information includes information regarding your social security number, account status, payment history, or unlisted phone number.

What information we may disclose:
We will not disclose any nonpublic personal information to non-affiliated parties.

We are permitted under law and pursuant to your contract with us to share information about our experiences or transactions with you or your account (such as your account status and your payment history with us) with your creditors.

We are also permitted under law to disclose nonpublic personal information about you to companies outside of Express Consolidation (nonaffiliated third parties) in certain other circumstances as prescribed by the Graham Leach Bliley Act and pursuant to your contract with us. For example, we may disclose nonpublic personal information about you to third parties to assist us in servicing your account with us, to government entities in response to subpoenas, and to credit bureaus when requested.

If you decide to close your account or become an inactive customer, we will continue to adhere to the privacy policies and practices described in this notice.

We will not disclose any non-public personal information about you to the following types of companies (nonaffiliated third parties):

Financial service providers, such as mortgage bankers, securities broker-dealers and insurance agents Non-financial companies, such as retailers, direct marketers, and airlines.

Our Security Procedures:
We also take steps to safeguard customer information. Access to your personal information with Express Consolidation, Inc. is only accessible by our staff, except where otherwise permitted by law. We maintain physical, electronic, and procedural safeguards to guard your nonpublic personal information.

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